You will often find the words "house" and "home" used interchangeably. There is a big difference between a house and a home.

• A house can be a place to eat, sleep, park your car, and where you store your belongings. It is a material possession and an investment.
• A home is where you feel comfortable, warm, safe and protected. It is where you relax at the end of the day.
• A home is where you live, love and raise a family; where friends visit and memories are made.
• A house is something you buy logically.
• A home is an emotional purchase.

When buying real estate you have to balance your emotional wants and your logical needs because there will almost certainly be a time when the two conflict.

When viewing a house, most people look at it emotionally and envision it as a safe, happy, comfortable home. Later, when making the offer or filling out a mortgage application, your logic may begin to kick in instead. The trick in buying real estate is to view all decisions with both a logical perspective and an emotional perspective. If a situation presents itself that requires a trade-off, decide on whether there is a huge conflict or a small one. Logic should win the big conflicts, but emotion will always influence your decision. 

Linda Gray can help you settle into the perfect property where you will find yourself owning a warm, happy, safe home – and an investment for the future at a price you are willing to pay. 

As a Buyer Agent, you will have someone very knowledgeable on YOUR side helping you to find all the available information so you can comfortably make an intelligent decision on your next purchase.  For first-time buyers, it is necessary to have a buyer agent to help you get through the tedious details and counting down the days for you so you do not miss any tax credit deadlines. 

FIRST TIME HOME BUYERS:

This is a great time to purchase your first farm.  If you have ever had a dream of owning your own farm, we can make it happen.  

The Tax Credit for first time Homebuyer's has been extended to April of 2010. This is great news.  Whether your looking for a small starter farm, gentleman farm or your very first equestrian facility, we have all the avenues in making that happen. From great lenders, mortgage brokers, insurance, farm hands, etc., we are so more than happy to help you with the purchase of your new home. With rates continuing to be low and affordable prices, add to that the tax credit, you should definitely try to buy, if you can.  There are still rural housing loans and tax credits available so you can purchase your first farm with little or no money down.Call Linda Gray today, she can help.

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